Positive Mind = Big Money Returns for Entrepreneurs

As we are now in the first month of the New Year 2022, I want to share my thoughts on a positive, results-driven new year mindset. My findings have come directly from daily life and experience from being an entrepreneur for 16 years.  Mindset is your Motivation to do what you do.  

Mindset foresees the positive results when your effort is given. Mindset is having a mantra of self-love and self-respect. Your mindset will guide you every day. We choose to be in one of two realms: a positive or a negative one.  

Make Connections: Sharing Minds Come Together for a Common Goal

While in a positive headspace, you will be more likely to think of others and focus on the connections needed to make results happen in business and in life. If we try to be a one-man show, we are thinking too small. Suppose instead, we think about who can be a part of our team and enjoy success together. Our thoughts turn from inward to outward, which includes giving back to others and reaching out to those that may need you in some way. Collaborating and sharing our thoughts with others only raises the bar in so many industries and allows these new ideas to blossom from the sharing minds of those coming together for a common goal.

Stay Focused: Fully Enjoy Your Success at the Finish Line

Your goal should be a laser-focused mind on how you will make your living. What activities and offerings will put money in your pocket? You cannot let too many diversions enter your daily headspace as we are often bombarded from every direction with new marketing ideas, training, and the next big thing. We all want to be great at so many things, but we should focus on being an expert at one or two things at a time for the best outcome. When you want to reach a favorable outcome, focus on the significant parts of the process while breaking each piece into bite-sized weekly tasks.  As you cross off these weekly tasks, you are that many steps are closer to achieving the goal you set out to conquer. That achievement taste sweet when it’s reached!  The hard work and dedication we have given to our work allows us to fully enjoy our success at the finish line.  

Reap the Benefits: Just Don’t Stop Climbing!

Time flies by, as the daily routine turns into the weekly routine, which turns into passing months, and then a full 12 months have gone by, quickly, I mean very quickly! We don’t want to let the world to happen to us!  We need to stand strong, with a written plan in hand, to make it to the summit of this year’s mountain. I say keep climbing with your head high- you will make it, just don’t stop climbing! Will you plant the seed of positivity for a mindset that gives you the power to succeed?  

All my best,

Kelly Foster, Licensed Realtor
Blue Water Realty
321-946-1004 – Direct
Kelly@OrlandoMetroRealty.com
Serving: Orange, Osceola, Lake, Polk and Seminole County

7 Reasons to List Your Home During the Holidays

Don’t buy into the myth … that no business happens in December.

The holidays are the perfect time to set yourself apart from your competition and set yourself up for success in the new year.

Here are 7 reasons to list your home during the holidays:

1.) While there may be less buyers out there, people who look for a home during the holidays are serious … they are ready to buy!

2.) There are fewer homes for buyers to look at during the holidays which means less competition for you … less competition equals more money!

3.) After the holidays the supply of listings increases substantially which lowers the demand for your home … more competition equals less money!

4.) Your home shows better when decorated for the holidays!

5.) Many buyers have more time to look for property during the holidays as opposed to a normal work week.

6.) We will restrict the showings on your home to the times you want it shown. You remain in control.

7.) You can sell now for more money and not have to physically move until January or February … as opposed to just starting the whole process at that time.

As always, feel free to contact me whenever you are ready to buy or sell your next home!

All my best,

Kelly Foster, Licensed Realtor
Blue Water Realty
321-946-1004 – Direct
Kelly@OrlandoMetroRealty.com
Serving: Orange, Osceola, Lake, Polk and Seminole County

Encore Resort Homes at Reunion

What could be better than staying at Reunion? What about coming home to it? The Encore Club at Reunion is the last (and best) community of new vacation homes coming to Orlando’s most celebrated resort community, and just minutes from its most popular theme park attractions. As a homeowner, you can access Reunion’s ten resort pools. Six delicious restaurants. Enjoy the great outdoors with 10.5 miles of trails, bicycle rentals, two playgrounds and beach volleyball courts. Indulge in serenity at the full-service spa. And, in addition to the amenities at Reunion, The Encore Club at Reunion will offer exclusive amenities available just to its owners, it will include a 3 story clubhouse and grand lawn offering an upscale restaurant, lounge and bar. In addition, it will have its own private water park, sand volleyball, tennis, basketball courts, kids arcade, fitness center, and tiered over-sized swimming pool & deck. The clubhouse will have an onsite general manager, offering 24 hour concierge and check in for owners and guests alike.

The Encore Club at Reunion is being developed by Encore Residences & Resorts, a national recognized development company that invests in and manages residential real estate communities.

Just minutes from Disney’s front door, this vacation home community is ideal for multi-generational vacationing families, who as owners, are also looking for short term rental opportunity. 750 home sites will be available for immediate build out offering 4 – 13 bedroom vacation homes offering short term rental capabilities.

5 Bedroom Homes

Ranging from 2,500 to 3,500 square feet, the two-story, 5-bedroom residences feature a first-floor bedroom, a gourmet kitchen, dining room, spacious great room, up to 5-½ baths, covered lanai and game room. All five bedroom homes feature striking, Florida-inspired architecture with open floor plans, a private in-ground pool, a two-car garage and plenty of outdoor spaces.

6 Bedroom Homes

Ranging from 2,800 to 3,310 square feet, the two-story, 6-bedroom residences feature a first-floor bedroom, multiple master suites, a gourmet kitchen, dining room, spacious great room, 5-½ baths and covered lanai. All six bedroom homes feature striking, Florida-inspired architecture with open floor plans, a private in-ground pool, a two-car garage and plenty of outdoor spaces.

8 Bedroom Homes

Ranging from 3,437 to 4,057 square feet, the two-story, 8-bedroom residences feature multiple first-floor bedrooms, multiple master suites, a gourmet kitchen, dining room, spacious great room, up to 8 baths, covered lanai and media room. All eight bedroom homes feature striking, Florida-inspired architecture with open floor plans, a private in-ground pool, a two-car garage and plenty of outdoor spaces.

9 Bedroom Homes

With 4,669 square feet, the two-story, 9-bedroom residence features a first-floor master suite, a gourmet kitchen, dining room, spacious great room, 8 baths, loft and covered lanai. All nine bedroom homes feature striking, Florida-inspired architecture with open floor plans, a private in-ground pool, a two-car garage and plenty of outdoor spaces.

 

10 Bedroom Homes

With 4,724 square feet, the two-story, 10-bedroom residence features three master suites (two on the first level), a gourmet kitchen, dining room, spacious great room, 10 baths, media room and covered lanai. All ten bedroom homes feature striking, Florida-inspired architecture with open floor plans, a private in-ground pool, a two-car garage and plenty of outdoor spaces.

11 Bedroom Homes

With more than 5,500 square feet of living space, the 11-bedroom Biltmore features a gourmet kitchen, dining room, spacious great room, 10 full baths and three half baths, a media room and covered lanai. All eleven bedroom homes feature striking, Florida-inspired architecture with open floor plans, a private in-ground pool, a two-car garage and plenty of outdoor spaces.

13 Bedroom Homes

With more than 6,400 square feet of living space, the 13-bedroom Essex is our largest home, and features a gourmet kitchen, dining room, spacious great room, 12 full baths and one half bath, a media room and covered lanai. All thirteen bedroom homes feature striking, Florida-inspired architecture with open floor plans, a private in-ground pool, a two-car garage and plenty of outdoor spaces.

Many home-buyers plan to open their homes to vacationing groups who will enjoy all the conveniences of staying together in one home but with the added luxury services of a great hotel.

AMENITIES

• 24 HOUR FRONT DESK SERVICE
• CONCIERGE SERVICES
• COMPLIMENTARY TRANSPORTATION
  • WITHIN ENCORE CLUB
  • WITHIN REUNION
  • PARKS AND ATTRACTIONS
  • SHOPPING VENUES
• AQUA PARK / POOLS
• CABANAS
• FITNESS CENTER
• KIDS ROOM / ACTIVITIES ROOM
• CONVENIENCE MARKETPLACE
• CABANA BAR AND GRILL / POOLSIDE DINING
• FULL SERVICE BAR AND LOUNGE
• CASUAL CLUBHOUSE ALL-DAY DINING
• BELL SERVICE
• WIFI THROUGHOUT RESORT

CLUB SERVICES

• FITNESS CLASSES
• LOCAL ATTRACTION TICKETING
• BICYCLE RENTALS
• FULL ACTIVITIES PROGRAM FOR ALL AGES

IN-HOME SERVICES

• SPA SERVICES
  • FACIALS
  • MANICURES
  • MASSAGE
  • PEDICURE

If buying a home at the Encore Club at Reunion is of interest to you, please let me know and I can provide you with more information and help you in selecting your next vacation / rental home!

As always, if you have questions, please let me know! Also, feel free to contact me whenever you are ready to buy or sell your next home!

All my best,

Kelly Foster, Licensed Realtor
Blue Water Realty
321-946-1004 – Direct
Kelly@OrlandoMetroRealty.com
Serving: Orange, Osceola, Lake, Polk and Seminole County

Harmony, a small town, with a big town lifestyle

Harmony, is by far one of my favorite communities in Central Florida. There’s no other community quite like Harmony in Florida. . .or just about anywhere for that matter. Harmony offers the best of small town living, in a convenient location where you can take advantage of Orlando’s big town lifestyle. Highlights of the community include:

• A-rated Harmony High School and a K-8 Community School within walking distance of every home.
• Two natural lakes – Buck Lake (511 acres) and Cat Lake (430 acres).
• Harmony Golf Preserve, a Johnny Miller Signature course.
• Homes within walking distance of parks, schools, stores and friends.
• 12.5 miles of walking, hiking and bicycle trails through some of the 7,700 acres of conservation areas.
• A Town Square with restaurants, grocery store, shops, and swim club.
• Just 20 minutes from Medical City, 25 minutes to the airport, 30 minutes to Disney World and 40 minutes to the Atlantic beaches.

Lennar has a new phase with beautiful new floor plans.

If buying a home in Harmony is of interest to you, please let me know and I can provide you with more information and help you in selecting your next home!

As always, if you have questions about these statistics or trends, let me know! Also, feel free to contact me whenever you are ready to buy or sell your next home!

All my best,

Kelly Foster, Licensed Realtor
Blue Water Realty
321-946-1004 – Direct
Kelly@OrlandoMetroRealty.com
Serving: Orange, Osceola, Lake, Polk and Seminole County

USDA Loans – What are they?

So, you may have heard about USDA loans but may not be sure what they are and what they entail. As a Realtor in Central Florida, I often get asked about the different loan options available. I’ve recently helped several buyers in Saint Cloud find properties that are USDA eligible; therefore, I thought it would be helpful to do a series on the different loan (mortgage options available). Since, the USDA loans have been the most popular this month, I thought I would start with this option.

So, let’s talk about what USDA loans are and how they work.

The Benefits of a USDA Home Loan

A USDA loan (also called a Rural Development Loan) is a government insured home loan that allows you purchase a home with NO Money Down. USDA Home Loans offer 100% financing to qualified buyers, and allow for all closing costs to be either paid for by the seller or financed into the loan. USDA offers some the lowest rates of any loan, and you will always have a fixed interest rate.

In addition, you may even qualify if your credit is less than perfect. You don’t have to have amazing credit to get approved; however, you should have at least a 620 to 640 credit score, but you may be able to use credit references like cell phone, insurance and utility bills to build out your credit if you don’t have very much of it.

Am I Eligible for a USDA Loan?

USDA Loan Eligibility will be determined by three factors:

Credit Worthiness: When an underwriter reviews your credit history on a USDA Loan the major thing they will be looking for is a history of paying your bills on time. If you have had blemishes in the past they may be overlooked as long as you have reestablished your credit over the past 12 months. Generally, any open judgments or collections will need to be paid off before you close on your new home.

USDA Loan Income Restrictions: You will need to be able to document your income on a USDA Loan. USDA will generally want to see a two year history of employment or consistent income. Exceptions on the two year requirement can be made for applicants such as students. On a USDA Loan Assets are not required for approval, but can help overcome any possible blemishes on credit.

Where you Live: In order to qualify for a USDA Loan your home must be located in a designated USDA rural area. You can check the USDA eligibility of your county. It might surprise you just how many areas of the United States do qualify for these no money down home loans. The goal of the USDA loan program is to help our nation’s smaller, rural communities thrive by making land and property more affordable.

Owning Additional Property:  The USDA does not currently allow buyers to own another “adequate” property and buy another home by utilizing the USDA Loan program.  The USDA loan is designed for those buyers who do not qualify for other financing and do not have adequate housing.  However, there are certain circumstances when the USDA will allow you to keep the other home.  For example, the USDA does not view mobile (manufactured) homes as adequate property.  Other circumstances include if you have to move or if your current home is not adequately large enough for the size of your family.

So, as I discussed earlier, Saint Cloud, FL (along with many other areas) is an area that’s eligible for the no money down USDA mortgage; however, you’re still going to need some money for an earnest money deposit, a home inspection & the appraisal.

For more information, you can visit the USDA’s Rural Development website at:http://eligibility.sc.egov.usda.gov/eligibility/welcomeAction.do.

As always, if you have questions about the process, let me know! Also, feel free to contact me whenever you are ready to buy or sell your next home!

All my best,

Kelly Foster, Licensed Realtor
Blue Water Realty
321-946-1004 – Direct
Kelly@OrlandoMetroRealty.com
Serving: Orange, Osceola, Lake, Polk and Seminole County

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