Category Archives: Financing

10 Ways to Prepare for Home Ownership

1. First you will need to determine what you can afford. The general rule of thumb is you should be able to afford a home that is equal in value anywhere from 2-3x your gross yearly income. 2. Next, determine … Continue reading

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How to Improve Your (FICO) Credit Score to Help You Buy a House and Get the Best Rate

The first, and most important, thing lenders will look at is your credit score. Your credit score will determine whether or not you will be eligible for a mortgage and will also impact the interest rate on your new home … Continue reading

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Did you know that Teachers & First Responders can buy a home for fifty percent off the list price?

Yep, you read that right – and right now there are quite a few homes available in Central Florida / Orlando. The Good Neighbor Next Door program – or GNND – offered by the U.S. Department of Housing and Urban Development (HUD) … Continue reading

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VA Loans: Advantages, Eligibility and Requirements

69 years ago, the United States government created a military loan guaranty program to help returning service members purchase homes. The result was what is known today as the VA Loan. The VA loan is a mortgage loan issued by … Continue reading

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Real Advice for First Time Home Buyers

Buying a home is a big commitment, possibly the biggest you’ll ever make. Approaching the task of buying a home can be overwhelming. It is a complex event during which there is so much to learn and to consider. With … Continue reading

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